RRSPs

Reduce your tax obligation, while saving for your retirement future.

Registered Retirement Savings Plans (RRSPs) are tax deductible and the income earned is tax sheltered. The maximum allowable contributions are set by the government and depend on your previous year's income.

Features.

20% No Penalty Cash Withdrawal A Credit Union exclusive offer! Make an annual cash withdrawal of 20% from your RRSP with no interest penalty, and the balance remains at the same great rate. The funds are available for any emergency. The withdrawal can be made anytime after 90 days.

Your deposits are 100% Guaranteed.

No Administration Fees - Open an RRSP, make monthly deposits, or change from variable to fixed terms with no administration fee.

Options

• Fixed. - The security of a guaranteed rate of return on your investment for the selected term.
• Variable. - flexible investment that allows frequent deposits, transfers and withdrawals so you are assured the most competitive rate.
• Monthly. - Maximize the interest earned by contributing on a monthly basis.