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Personal Loan & Mortgage Rates
Effective April 23, 2008. 
Rates are subject to change without notice.

Prime Rate: 4.75%

First Mortgages (Owner Occupied)
Fixed Rate Open Closed
6 month 8.90% 6.80%
1 year 9.50% 6.70%
2 year n/a 6.70%
3 year n/a 6.65%
4 year n/a 6.40%
5 year - KEY Discount n/a n/a
5 year n/a 6.49%
Variable Rate Mortgage 4.75%
Personal Loans Over $5,000
Variable Rate (Prime + 2.25%)
Fixed Rate Consumer New Car
1 year 8.55% 7.35%
2 year 8.65% 7.35%
3 year 8.95% 7.60%
4 year 9.05% 7.85%
5 year 9.25% 7.90%
Personal Loans Under $5,000
Fixed Rate (1 - 5 Years)
+ $30.00 application fee if not full service
10.90%
Line of Credit
Minimum of $5,000
(Prime + 2.00% to Prime + 3.00%)
6.75% to 7.75%
Fully Secured Loans
CSB's and Terms (Prime + 0.75%) 5.50%
Stocks (Prime + 1.00%) 5.75%
Authorized Overdrafts & Demand Loans
Prime + 7.00% 11.75%

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